Many first time home buyers who are considering buying their first home in Port St Lucie, FL struggle with trying to save for the down payment. As a first-time home buyer, saving for a down payment to buy a home in Port St. Lucie, FL can seem like a daunting task. However, with some planning […]
5 Benefits of a VA Loan
VA loans are one of the most lucrative options for veterans, current military members, and their surviving spouses. The benefits of a VA loan often outweigh any other mortgage option, helping those who served our country buy a home at attractive terms. If you aren’t sure if a VA loan is right for you, keep […]
Is a 20% Down Payment Necessary?
If you’re considering buying a home, you’ve likely heard you need a 20% down payment, but that’s not always the case. The 20% down payment myth stops many people from buying a home, but many alternatives exist. Is a 20% down payment nice? Absolutely, but there are ways to buy a home, putting down as […]
First-Time Homebuyers Tips Everyone Must Know
Before buying your first home, learn the tips that can help you be successful. Finding the right home and securing the proper financing can feel overwhelming, but these tips can help make it easier. 1. Always get Pre-Approved Getting pre-approved for a mortgage does a couple of things for first-time buyers: However, note that there’s […]
Pre-Qualification vs. Pre-Approval: What’s the Difference?
When considering applying for a mortgage, you might wonder, should I get pre-qualified or pre-approved? They sound like the same thing, but they have different outcomes. Of course, each has a time and place, but understanding the differences is essential. What is a Pre-Qualification? A pre-qualification is an estimate of what you can afford. Most […]
Buying a Home with Bad Credit – Is it Possible?
You’ve likely heard you need good credit to buy a home, but what happens if you have bad credit? Are you out of luck? The good news is that there are loan programs for people with bad credit. The bad news is that you will need compensating factors for the bad credit. Here’s how to […]
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