VA loans are one of the most lucrative options for veterans, current military members, and their surviving spouses. The benefits of a VA loan often outweigh any other mortgage option, helping those who served our country buy a home at attractive terms. If you aren’t sure if a VA loan is right for you, keep […]
5 Reasons to Choose a VA Loan
VA loans are an attractive option for veterans and some current military members. If you’re looking for a place to call your own but don’t have much money to put down or don’t have perfect credit, you may want to consider a VA loan. What are VA Loans? VA loans are government-backed loans offered to […]
How to Qualify for a VA Loan
Qualifying for a VA loan is simple because they have some of the most relaxed underwriting guidelines. The key to qualifying is to have VA benefits, prove you have a solid history of paying your bills on time, and have stable income to cover the mortgage payments. Qualifying Requirements for VA Loans VA loans have […]
Is a 20% Down Payment Necessary?
If you’re considering buying a home, you’ve likely heard you need a 20% down payment, but that’s not always the case. The 20% down payment myth stops many people from buying a home, but many alternatives exist. Is a 20% down payment nice? Absolutely, but there are ways to buy a home, putting down as […]
First-Time Homebuyers Tips Everyone Must Know
Before buying your first home, learn the tips that can help you be successful. Finding the right home and securing the proper financing can feel overwhelming, but these tips can help make it easier. 1. Always get Pre-Approved Getting pre-approved for a mortgage does a couple of things for first-time buyers: However, note that there’s […]
Pre-Qualification vs. Pre-Approval: What’s the Difference?
When considering applying for a mortgage, you might wonder, should I get pre-qualified or pre-approved? They sound like the same thing, but they have different outcomes. Of course, each has a time and place, but understanding the differences is essential. What is a Pre-Qualification? A pre-qualification is an estimate of what you can afford. Most […]
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My name is David Rogers, and I’m a licensed realtor who loves to provide high-level service. Please let me know how I can serve you!